Disclaimers

Disclaimers
The information, products, services, claims, and topics on my Sites are provided without warranties of any kind, expressed or implied, including but not limited to implied effectiveness of the strategies or ideas, as well as those that are provided in my products or to my participants at my events.
The single exception is the guarantees of satisfaction that are clearly labeled within my sites. Neither I nor any of my respective licensors, affiliates, or suppliers warrant that any functions within the sites will be uninterrupted or error-free, that defects will be corrected, or that the server that makes them available or the sites are free of harmful components or viruses.
Neither I nor any of my licensors, affiliates, or suppliers warrant or make any representations regarding the use or the results of the use of the information, products, services, or materials in this site in terms of the accuracy, reliability, or correctness, or otherwise.
I do not warrant or guarantee any speakers, products, or services offered on the sites or those I link to.

Limitation of Liability
Under no circumstances, including but not limited to negligence, will I or any of my affiliates, licensors, or suppliers be liable for any damages, special or consequential, that result from the use of, or the lack of ability to use, the materials or information on my sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or consequential or incidental damages (including but not limited to lost data). In that case, in no event shall the total liability to you by me or any of my licensors, affiliates, or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to me, if any, for accessing the sites.
Under no circumstances will I be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused in connection with your use of any products, goods, services, or advice you receive from a guest on my sites or at one of my events.
Furthermore, I am not responsible or liable for any loss of damage that is caused or alleged to have been caused to my guests in connection with the display of their name, biography, or photo posted on my Sites or in my marketing materials.

Professional Advice
Any information made available through the sites (including but not limited to information on message boards, chats, or text files) does not replace or substitute for the services of trained professionals in any field. I and my licensors, affiliates, or suppliers make no representations or warranties concerning any treatment, action, or application by any person following the information offered or provided within or through the Sites. Neither I nor my partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, illness, injury, or death.
You and you alone are responsible and accountable for your actions, decisions, choices, and results in life, and by your use of my sites, you agree not to hold me liable for any such decisions, choices, actions, or results, at any time, under any circumstance.

Earnings Disclaimer
Regarding financial matters on any of my sites, newsletters, information products, videos, or other content, I’ve taken every effort to ensure I accurately represent my programs and their ability to grow your business or improve your life. There is no guarantee that you will get any results or earn any money using any of my strategies, tools, ideas, recommendations, or advice. I do not claim any “get rich schemes” on any of my sites, and nothing on my sites is a promise or guarantee of earnings.
The level of success in attaining similar results is dependent upon factors including your knowledge, ability, skill, business savvy, dedication, financial situation, network, or other considerations. Because each individual differs I cannot and do not guarantee your income, success, or ability to generate revenue. You are responsible for your actions and results, whether in life or business. Any statements on my sites are my opinion and thus are not guarantees or promises for actual results or performance. By law, I make no guarantees that you will achieve any results from my ideas or information presented on my sites.

Copyright, Confidentiality, and Non-Compete
Users of my sites understand that the tools, strategies, materials, processes, and information presented are copyrighted and proprietary. Users agree not to duplicate, distribute, record, train, or teach my information in any manner whatsoever without my express written permission. Any unauthorized use or distribution of my copyrighted or proprietary ideas, materials, concepts, and intellectual property by you or your representatives is prohibited. I will pursue legal action if these terms are violated.

Miscellaneous
These terms shall be governed by and construed in accordance with the laws of the State of Washington. You agree that any action that arises out of or relates to these terms will be subject to mediation in the State of Washington. If any of these terms of use are found to be void, unlawful, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use and will not affect the validity and enforceability of the remaining provisions. These terms may be changed only by my posting modifications to these terms of use on my sites.

Privacy Policy
I am committed to protecting your privacy and security. My sites are controlled from offices in the United States of America. I do not represent that the information and products on this or any of my sites are available or appropriate for use in other locations. Persons who choose to access this site from other locations are responsible for compliance with local laws, if and when applicable.

Linked Sites
My sites contain links to other websites that may offer services and products that my viewers might find useful. These sites may request information. In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site. I encourage you to review the privacy policies of any third-party sites or services before providing them with your personal information.

Collecting Your Information
I collect your information in order to record and support your participation in the programs and activities you select. As a visitor to my sites, you can participate in many activities without providing any personal information. In other cases, I may ask you to provide certain information about yourself by filling out and submitting an online form.
In all cases, I will collect personal identification information from you only if you voluntarily submit such information to me. I will also tell you how I will use your information or if I share it with another party. Except as otherwise stated in this policy, I will never intentionally disclose any personal identification information about you as an individual user to any third party without having received your permission.
If you supply me with your contact information you may occasionally receive e-mails, calls, or mailings from me with information on new products and services, important announcements and issues, or upcoming events. If you wish to be removed from any postal, phone, email, or other lists, please let me know. You can write to me or call me at the contact information listed on my contact page. I will be sure your name is removed from the appropriate lists immediately.
When you use my sites, my authorized technology services provider may also collect certain technical and routing information from you to facilitate your use of the site and its services. I use this information to understand and measure traffic patterns on the site so that I know which areas of my sites favorites of my users are, which areas need improvement, and what technologies are being used so that I may continually improve my sites for my viewers. I may use this aggregate, non-identifying statistical data for analysis, marketing, or similar promotional purposes. This data may be tracked by using “cookies” during your visit. A cookie is a small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables me to record your passwords, purchases, and preferences. It cannot be executed as code or deliver viruses. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies will probably not be able to access those pages.

Exceptions to Privacy Policy
While I am committed to keeping your information private and secure, there are the following exceptions: I will release specific information about you or your account to comply with any valid legal inquiry or process such as a subpoena, statue, search warrant, or court order. I will also release specific information if there is an attempted breach of the security of the sites, or a physical or property threat to you or others. I may also transfer user information, including personally identifiable information, in connection with a business consolidation or merger, the sale of related assets, or other fundamental business change. The information you enter when making a purchase or an online donation will be shared with payment processors, financial gateways, and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties solely for the purpose of carrying out the transactions. Please note that if you give out personal information online through a discussion board or posting site, that information can be collected and used by third parties. Although I strive to protect my users’ privacy, I cannot guarantee the security of information you post in those forums. You disclose such information at your own risk.

Miscellaneous

These terms shall be governed by and construed in accordance with the laws of the State of Washington. You agree that any action that arises out of or relates to these terms will be subject to mediation in the State of Washington. If any of these terms of use are found to be void, unlawful, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be changed only by my posting modifications to these terms of use on my sites.

Terms of Use:
Please read the following terms of use relating to your use of this site and all sites listed under my brand. By using these sites you agree to these terms of use.
We reserve the right to change and modify these terms, so please check this page periodically for updates. By using these sites after we post changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified of them. If you do not choose to accept these terms, please do not use this or any other of my sites.
These terms of use apply to your use of all sites and services owned or operated by Frances J. Fisher, including www.franfisher-coach.com
and any other site that I have owned or operated, do own and operate, or may own or operate in the future. Unless otherwise stated, all references to the sites in these terms of use include all such sites. These terms of use do not apply to your use of unaffiliated sites to which any of the sites may link to or direct you to.

Restrictions
The contents of my sites are protected by copyright laws. All information on the sites is copyrighted by Frances J. Fisher. Unless otherwise noted, you may access and use the information and materials within the sites for your personal use. You may not change, modify, delete, transmit, exploit, display, or copy for sale or distribution any information or material on the sites. You must obtain written permission from me or any other persons or businesses who own intellectual property on the sites before you may display, distribute, publish, or use any material from the sites. By using the sites, you agree to abide by all copyright notices or other posted restrictions.

Links to Other Sites
These terms of use apply only to my sites, and not to the sites of any other organizations or companies, including those my sites link to. I do not endorse or take responsibility for the products, materials, contents, or advertising made available through any other side, including those my sites link to. Under no circumstances will I be held liable or responsible, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any goods, services, or content available on any other site.

Information Changes
The information and events listed on my sites are subject to change without notification.

Comments and Submissions
I welcome your comments about any of my sites. However, I will not review or consider any unsolicited creative submissions or suggestions for topics within my information or products. This policy is intended to avoid the possibility of misunderstandings in the possible event that ideas developed by my staff or me might seem to be similar to the ideas submitted to me. Please do not send me any original creative ideas, materials, or suggestions. If you send me any ideas, materials, or suggestions, it shall become my property. I will not be subject to any obligation of confidence for any submission, nor will I be liable for any use or disclosure of any submission. In the case that you submit unsolicited, I will own all exclusive rights worldwide, and I will be entitled to the unrestricted use of that submission for any purpose, without compensation or notification to the provider of the submission. Please refrain from submitting creative projects to me, particularly those that are confidential or personal to you.

Miscellaneous
These terms shall be governed by and construed in accordance with the laws of the State of Washington. You agree that any action that arises out of or relates to these terms will be subject to mediation in the State of Washington. If any of these terms of use are found to be void, unlawful, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be changed only by my posting modifications to these terms of use on my sites.